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Buy Now, Regret Later? The Truth About Buy Now, Pay Later Apps
"Buy now, pay later" services are popular with Gen Z but often lead to overspending and hidden debt. Users risk late fees and budget issues when juggling multiple payments. Experts urge careful use and financial awareness to avoid these pitfalls.
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Are You Prepared for a “Ruff” Time? How Pet Insurance Can Save You from Costly Emergencies
Even though pet ownership is widespread in the U.S., most pets still aren’t insured. Pet insurance can help reduce financial stress during emergencies, especially as veterinary costs continue to rise.
2 min read


The Student Credit Card Trap
Many college students receive lucrative offers from credit card companies to open up a new card. Despite legislative protections, aggressive marketing and easy approval for inexperienced borrowers continue to pose risks for these young adults. This article dives deeper into the importance of early financial education to help young adults make informed financial decisions about credit cards.
2 min read


Charged without Consent: The Manipulation Tactics Behind Subscriptions
A dive into how subscription service providers manipulate their users into continuing usage and how you can avoid these tactics.
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Basics of the Stock Market that Everyone Should Know
Many people do go into stocks with minimal information, which may lead to losses. There are many ways to improve that, with learning useful tips, terms and what stocks really are.
2 min read


Marketing Manipulation: The Inside Scoop
The article is mainly focused on consumerism and the number of people who base what they buy on what people say on the internet. It touches on microtrends and the type of people who try to participate as much as possible.
2 min read


Lights Out: The Financial Health of the Los Angeles Film Industry
From the pandemic to the recent strikes, the film industry in Los Angeles has been hit hard financially. This article dives into the economic and financial development of the once-vibrant film industry over the past five years.
2 min read


Burst or Boom? The AI Hype and What It Means for Investors
This article explores whether the current AI investment boom is a smart opportunity or a bubble waiting to burst by weighing the risks of overhyped valuations against the promises of real profitability.
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What Affects Airline Ticket Prices?
This article explores the various factors and influences behind airline ticket prices. It also discusses the business practices and functions of the airline industry.
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DeepSeek and the Future of AI
DeepSeek AI has made its mark on the American markets, but how has it affected the AI industry? This article addresses what the future of AI may look like in the context of DeepSeek and how ChatGPT will compete with DeepSeek.
2 min read


Earning Extra Money: How Can I Make Extra Cash?
Nicole Orduno, DePaul University, Freshman In May of 2022, an estimated 5.5 million teens from the ages of 16-19 years old had a job (...
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Why do some musicians make billions while many others struggle to pay rent?
A few musicians tend to receive most of the popularity and wealth in the music industry. I researched why a few musicians make billions and have hundreds of millions of listeners while many others don’t have very big audiences or wealth.
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The Digitalization of Money
Card and noncash payments have increased, highlighting the digitization of money. While digital banking and mobile payment solutions offer convenience and security, they also expose a digital divide, leaving marginalized groups with limited access to these advancements. Bridging this gap requires investments in infrastructure, affordable technology, and digital literacy programs to ensure inclusive economic growth.
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Managing Daily Expenses as a College Student
Managing daily expenses as a college student can be challenging but achievable with proper budgeting. Students can make smarter financial decisions, such as making coffee at home and using alternative transportation methods to save money. Establishing a budget and a spending plan can help reduce stress, allowing students to focus more on their studies and future financial responsibilities.
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Do Teens Need to Pay Taxes Now?
A rising trend of paid student internships means we have a new problem. Taxes! This is an informational article on taxes for teens with income.
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The Financial Impact of Pay Gaps on Women’s Retirement Savings
The gender pay gap continues to impact women's financial security, both during their working years and in retirement, as women earn significantly less than men and face barriers to accumulating retirement savings. Factors such as occupational segregation and caregiving responsibilities contribute to this disparity, leaving many women with insufficient retirement funds despite longer life expectancies.
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The Benefits of using Linkedin as a High Schooler
Linkedin is a professional social networking platform with a diverse range of use cases. The article explains the opportunities using Linkedin may present to highschoolers.
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Beauty Influencers and Consumer Trends
Influencers are on the rise, and so is the tactic of using them for marketing purposes. At the same time, consumers are split between trusting them for honest reviews and others who are wary about the product promotions and whether they are done for the right reasons.
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Finance Education Amongst High Schoolers
Mati Favela, DePaul University, Sophomore, Summer 2024 Consider this question: Could I have been more prepared when dealing with my...
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The Trajectory of Financial Literacy Education in Chicago
Rika Nishikawa, Homeschool, Senior, Fall 2024 To say that education, particularly in financial literacy, is the foundation of a high...
2 min read
Articles: Blog2
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